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If I make $40,000 a year is that too much to qualify for financial aid?

No. Most families with incomes ranging from $40,000-$100,000 per year and who own a home are eligible for some form of financial aid. There is over $132 billion in financial aid available each year. You just need to know how to get what you deserve. Unfortunately, most parents give up before they even start because they assume they won't qualify. If you fall into this category, make sure you apply. You will most likely be eligible for some free money.